Help your daughter improve her home
$25,000
Kitchen repairs and updated plumbing, repaid over three years.
Private lending.
Professionally managed.
You provide the capital and agree the terms. Friendly manages the loan, so you can support someone you know without keeping track of every payment yourself.
For loans to businesses and people you know, including family and friends.
The service in practice
Your loan, in one place.
You know the person and what you want to support. The loan record gives you both a clear reference for the commitment you’ve made.
Loan record
Home renovation
Emma Whitaker
Requested amount$25,000
Emma asks her parent for a loan to renovate her home, including kitchen repairs and updated plumbing. She proposes monthly repayments from her employment income over three years.
- Repayment source
- Employment income
- Interest rate
- 4.50%
- Term
- 36 months · Monthly principal and interest
Emma’s monthly payment
$771.93–$790.27 monthly
36 payments, including interest and servicing.
A plan you can both follow
The agreed terms, costs, and repayment schedule give you and your borrower a shared reference throughout the loan.
Scheduled payments, managed
Friendly manages the payment schedule and follow-up, so you don’t have to keep track of each installment yourself.
Progress you can see
Know what has been repaid and what remains, without piecing together transfers and messages.
Help when something changes
Payment questions stay connected to the loan. Friendly coordinates follow-up, and you review any proposed changes to the terms.
Support throughout repayment.
The transfer is one moment. Repayment may take months or years, while you both get on with everyday life.
Friendly takes care of the routine work of managing the loan, so it doesn’t become another responsibility in your relationship. You stay involved in the decisions that need you.
Different needs.
The same care.
Equip a local business
$40,000
An oven and kitchen upgrades for a bakery owner you know.
Support a business’s growth
$75,000
A work vehicle and equipment for a local contractor.
Illustrative loan examples.
Clear responsibilities.
Confidence in the process.
Protected account access
Multi-factor authentication helps protect your sign-in. Access to loan documents and actions follows each person’s role.
Information shared with purpose
Your borrower sees their own loan activity. You see the information needed to assess and manage the loans you fund.
Your lending decision
You choose whether to lend and authorize funding. Friendly manages the loan, but does not guarantee repayment. The lending risk remains yours.
Costs in context
Review the loan’s costs alongside its terms and repayment schedule before you agree to proceed.
Make your next loan with Friendly.
Create your account and invite the people or businesses you may lend to.