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Lending within your network

Private lending.
Professionally managed.

You provide the capital and agree the terms. JTM Secure handles the documents, scheduled payments, and ongoing servicing, with a loan record you can follow at every stage.

For loans to businesses and people you know, including family and friends.

See a loan example About JTM Secure

The service in practice

Your decision.
A clear loan record.

Consider a loan for a business expansion. See the interest rate and fees, what the borrower receives, and when principal is due. Then follow what happens when a payment needs attention.

Loan record

Business expansion

Alder Manufacturing

Requested amount$500,000

Equipment deposits and working capital for new distribution agreements.

Repayment source
Operating cash flow from signed distribution agreements
Term
5 years · Interest paid monthly
Estimated monthly payment$4,275.74

Includes interest and JTM Secure servicing.

Principal due at the end of year 5$500,575.00

Due in addition to the final monthly payment. Monthly payments do not reduce this principal.

See rates and fees
Interest rate set by the lender
8.75%
JTM Secure servicing rate
1.50%
Combined interest and servicing rate
10.25%
Borrower-paid fees added to principal
$575.00

The combined rate includes interest and servicing; it is not an APR disclosure. These example rates are not a quote.

When repayment needs attention

“A customer payment is arriving late. Can we discuss more time for this month’s repayment?”

JTM Secure reviews the request and follows up. Any change needs the required approvals and documentation.

Example loan. Terms and figures are illustrative.

  1. Request & review

    The borrower explains the need and repayment plan. You decide whether to lend and on what terms.

  2. Agreement & signing

    The terms, costs, documents, and signatures form one loan record.

  3. Authorized funding

    Funding follows the required checks, agreements, and your authorization.

  4. Payments & ongoing servicing

    JTM Secure manages payments, statements, records, and follow-up through the life of the loan.

How it works Explore the lender’s example View the borrower’s experience

Why JTM Secure exists

Private lending deserves
a proper home.

The relationship brings you to the loan. It shouldn’t have to carry all the work that follows.

An agreement is the beginning. Over the months and years that follow, JTM Secure gives both parties a place to follow payments, find documents, and address changes.

More about JTM Secure

Throughout the loan

The details stay together.
You stay informed.

Access that fits your role

Multi-factor authentication helps protect account access. Loan documents and actions follow each person’s role.

Account questions

The right records, together

Find agreements, statements, and payment history in the loan record. Borrowers see their own activity; lenders follow the loans they fund.

Privacy notice · Draft

Follow-up when it matters

When a payment needs attention or a borrower requests a change, the conversation stays connected to the loan. Approved changes become part of its record.

Ongoing loan oversight

Costs in context

See documentation and servicing costs alongside the amount, interest, and repayment schedule, including how fees affect the borrower’s proceeds.

Explore the cost breakdown

Getting started

Start with your Patron account.

The lender’s account is called a Patron account. Create yours to begin setup and invite the people or businesses you may lend to.

Create Patron account