Use your Patron’s invitation
The link connects you to the person or entity considering your loan. Create or access your JTM Secure account and complete the requested identity and business information.
For borrowers
A loan from someone you know.
A clear way forward.
Your lender invites you to join as a Member. Use JTM Secure to explain what you need, review the offered terms, and manage repayment.
For businesses and individuals borrowing from an existing connection, including family and friends.
Request examples
Give your Patron the full picture.
Try a business or personal request. Edit the purpose, timing, and repayment source to see what you would share. Nothing is sent, saved, or approved.
Getting started
Your invitation opens the conversation.
Explain the loan you need
Share the amount, purpose, timing, and how you intend to repay. Add the supporting information your Patron needs to assess the request.
Consider the response
Your lender may approve, propose different terms, or decline. You can review the offer before accepting. An invitation is not an approval.
Before you sign
Know what you will receive.
Know what you will owe.
The amount you receive, the cost of borrowing, and the repayment schedule are shown together before you accept.
The full cost
Your terms separate interest, servicing charges, and any document or verification fees you pay. Fees deducted from funding reduce what you receive; fees added to principal increase what you owe.
The repayment obligation
Your schedule shows payment amounts, due dates, and any final balloon payment. Interest-only payments leave the principal due at the end; your agreement also sets out early payoff and missed-payment terms.
Signing and funding
Sign the agreement and confirm your receiving account and payment instructions. Funding follows account checks and authorization. Follow the transfer status to see when funds arrive.
During the loan
A place to keep repayment on track.
Payments and records
Your account brings together the repayment schedule, payment history, statements, and payoff records. Set up your payment source and any recurring payment authorization before payments begin.
When you need help
Raise a payment question or request a change from your loan record. JTM Secure coordinates follow-up and documents agreed changes. Until revised terms are approved, your current repayment schedule applies.
Your information
Your loan. Your information.
Information follows the loan
Your lender sees the information needed to assess and manage your loan. You can access your own request, agreement, and payment history. Authorized staff and service providers handle information as part of the service.
Multi-factor authentication helps protect your sign-in. The privacy notice describes the information involved and how it is used.
Your next step
Start with your invitation.
Use the link from your Patron’s email, or find a pending invitation. Already have access? Sign in →
Considering making a loan? Explore lending with JTM Secure →